Terms and Conditions

Please read these Terms and Conditions ("Terms") carefully before using the totalicalc.com website (the "Service") operated by TotaliCalc ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. Use of Service

The calculators and information provided on TotaliCalc are for informational and educational purposes only. The results should not be considered as financial, medical, or professional advice. You agree to use the Service at your own risk.

2. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of TotaliCalc. The Service is protected by copyright and other laws.

3. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We do not warrant that the results from the calculators will be accurate, reliable, or error-free. You should always consult with a qualified professional before making any financial or health decisions.

4. Limitation of Liability

In no event shall TotaliCalc, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

5. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.